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Hire Purchase |
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Most common form
of asset finance. Spreads the cost over an agreed time period,
with ownership passing to the customer. |
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Leasing |
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This can provide
a tax efficient method of acquiring machinery, plant or vehicles. |
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Operating Lease |
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Leasing product where
a third party (dealer, finance house, manufacturer) takes
a residual value against the asset. This is an "off balance
sheet" product, available against virtually all assets. |
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Contract Hire |
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Available on vehicles
and fork lift trucks, inclusive of a maintenance rental. |
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Factoring |
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Funding method used
to improve cash flow and working capital and is secured
against debtor invoices. There is a similar product
known as Invoice Discounting. |
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Trade Finance |
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If your business
is importing goods from abroad, then this could be the right
funding option for you. Used for the import market,
providing upfront cash flow. |
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Aviation / Marine Mortgages |
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We can assist with
the sourcing of funders into these specialist sectors. |
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Commercial Mortgages |
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Minimum advance 50k
up to 10m, and payback terms up to 30 years. |
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Personal Loans |
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Loans from 1.5k up to 10k, both on a secured and non-secured
basis. |
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Block Discounting |
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Ideal for TV and
hi-fi rental outlets, or similar types of operations. Finance
company takes a charge against the rental agreements and forwards
an agreed amount back to the retailer, eg. 70% of total advances. |
